Tuesday, December 29, 2009

The long road to becoming DIMWIT's

This week we get to pretend what it's like to be SIMWIC (single income, with child).   Cindy is on vacation at home with Lily, all week, while I work.    Next week we'll go back to the real world of DIMWIC's (dual income, with child), but that may change when child becomes children.

I definitely like this arrangement.  It's nice to get updates on Lily and know exactly what's going on in her life.  Later on, this would allow the option to home-school and offer a broad range of experiences to both kids, every day.   If this were the standard arrangement, it would also help us keep up with errands, housework and other stuff that typically will only get 'caught up' on weekends or over vacation time.  

We haven't gone in depth on the topic, but so far Cindy has said she likes it.   Her biggest concern was dealing with Lily 24/7, and she seemed to weather it yesterday just fine, even with a hellish nap time experience.

The money lost with dropping to one income will hurt, but there are also numerous ways we'd save money.   No daycare, more homemade meals, lower transportation costs, lower tax bracket, etc.

It might be nice if Cindy could find some part time employment, or side/consulting work that would keep her skills fresh, but that wouldn't be a necessity.  This would just provide added safety if there was some reason that I couldn't work or wasn't making enough.    It would also make it easier for her to get back into the workforce later and for us to become DIMWITS (dual income, with teens) someday.  That's a long way off though.

No comments:

Post a Comment